test.yml: use published cacher binary instead of building from source

Walking back e1b71b2. Building cacher from source dropped the
go-tarball caching (chicken-and-egg). Bootstrapping from the published
v0.1.0 binary instead lets all three caches (go tarball, gomod, garage
image) use cacher.

Cost: cache_garage_image stays on the if/else cacher docker
{exists,download,upload} pattern instead of the single `cacher docker
download --pull` introduced on master, because v0.1.0 doesn't have
--pull yet. Comment notes the switch as a follow-up after the next
release.

test.yml: build cacher from source, cache go.mod, use 'docker download --pull'

* install_cacher now goes via 'go build' from the cloned source
  instead of curl-from-pages. The whole point of test.yml is to
  exercise the binary this branch produces; bootstrapping from the
  previously-published release defeats that. Loses go-tarball caching
  as a side effect (chicken-and-egg: need go before cacher).

* cache_gomod task between cacher_init and test: tar ~/go/pkg/mod
  keyed by sha256(go.sum). Skips proxy.golang.org on subsequent runs;
  go.sum change invalidates automatically. Biggest cache win — the
  docker SDK transitives pulled in by testcontainers are heavy.

* cache_garage_image collapsed to a single 'cacher docker download
  --pull' call. Key prefix changed garage/ → docker/ (cache format
  is now zstd-compressed via cacher docker, incompatible with the
  raw-tar entry seeded by job 153).

* Dropped the redundant smoke 'build' task — install_cacher already
  exercises 'go build' from the same sources.

merge .builds/{unit,e2e}.yml into test.yml; cache go + garage image

Single job runs unit tests → smoke build → e2e (against a real Garage
container via testcontainers-go). Unit failure short-circuits before
paying the ~150 MB Garage image pull.

Caches via dogfooded cacher:
* Go tarball — `cacher download --url` fallback, same pattern as
  publish.yml.
* Garage docker image — `cacher download` of the tar; on miss does
  docker pull + save + upload to seed.

Also silences testcontainers' default logger in the garage testutil
(pull progress, container IDs, port mappings); test output now only
shows what the tests print themselves. `-v` dropped from the e2e
`go test` since per-test progress is no longer drowned out and not
worth printing on green runs.

`TESTCONTAINERS_RYUK_DISABLED=true` — VM is torn down at job end,
reaper container is just startup noise.

Verified end-to-end on job #153 (all 8 tasks ✔, cache MISS seeded).